Minnesota Flood Insurance
September 18, 2009 by George
Filed under Insurance Blog, Specialty Insurance
If We Talked About Minnesota Flood Insurance…
The transcript of an imaginary conversation between you and Faribo Insurance Agency about your Minnesota flood insurance policy.
Faribo Insurance: Are you aware that you don’t have any protection for your home and its contents in the event of flood damage?
Carl Client: I buy my homeowners insurance from you. Doesn’t that cover me for flood?
Faribo Insurance: No. Nobody’s homeowners policy covers damage caused by flood. What you need is a special flood policy to protect your house. And since your community participates in the National Flood Insurance Program (NFIP), you are eligible to purchase this coverage.
Carl: Why should I buy a policy now? Can’t I just order one when the weather turns bad?
Faribo Insurance: It doesn’t work that way. There is a 30-day waiting period before coverage begins, so now is the right time to buy.
Carl: Great. How do I sign up for the policy?
Faribo Insurance: It’s easy. Just give me a call at 888-923-0430, email me or use our Quick Quote Insurance form and I’ll promptly prepare a special proposal for you. I’m sure you’ll like what you see.



