Professional Insurance Agency: MN Expert Advice

By using a professional insurance agency, MN residents are assured of getting expert advice and the best coverage for their needs.  But how can consumers tell if they are working with insurance professionals instead of  ordinary salespeople?  One way is to find out what kinds of professional associations they belong to, and the values promoted by those organizations.  Here is a look at two memberships that your insurance professional should maintain.

Independent Agents Association

Member agencies have a commitment to providing exceptional personal service, expert knowledge and a variety of choices to their clients.  Your agent will talk with you about your priorities and goals, and work with you to find coverage that is custom tailored to fit your individual situation.

Accurate needs assessments — Each client’s needs are different, and developing an accurate needs assessment is a skill that comes with experience.  Some people need coverage to protect their home and family.  A family with teenagers has concerns abut the best options for including teens in their auto coverage.  Businesses have additional risk management needs to cover inventories, partners, employees and customers.  Independent agents take the time to train and develop expertise in assessing client’s needs.

Compare, analyze and recommend the best options — Once your needs are identified, your independent agent will compare policies from a number of different insurance companies and analyze them to determine which ones offer the best coverage for your needs.  Rather than leaving you on your own to read the fine print and make a guess about which policies are best for you, your personal agent will work to find the balance between your financial resources and goals, and the insurance coverage that you need.  You will know exactly what coverage your policies provide.  And you will get clear and direct answers to all of your questions.

Professional Insurance Agents Association (PIA)

As a team member of a professional insurance agency, MN insurance agents who belong to PIA demonstrate their commitment to ongoing education and participation in their local communities.

Ongoing education – Insurance professionals make a point of staying on top of changes in their industry.  Whether it’s new legislation or a new insurance product that can affect their clients, professionals make sure they have the latest and most accurate information to add to their knowledgebase.  They know they are responsible for guiding their clients’ decisions, so they place a premium on keeping themselves well informed.

Commitment to the local community – Minnesota insurance agency professionals enjoy knowing that the families and businesses they serve are also their neighbors.  They have a personal stake in building a prosperous and solid community.  And when their clients need to make claims, they can be there to lend a helping hand.

When you need professional insurance advice for your home or business, Faribo Insurance has 3 local offices: in Faribault, MN…Hastings, MN…or Lakeville, MN.  Call 888-923-0430 or  email us with your questions.  Or use the Quick Quote Insurance form for your convenience.  We’re here to help!