Umbrella Policy
September 18, 2009 by George
Filed under Insurance Blog, Specialty Insurance
If We Talked About an Umbrella Policy…
The transcript of an imaginary conversation between you and Faribo Insurance Agency about your umbrella policy.
Faribo Insurance: I am concerned that you may not have high enough liability insurance limits to protect you in the event of a major lawsuit.
Carl Client: already carry auto liability and a homeowners policy. Isn’t that more than enough?
Faribo Insurance: It is only if you aren’t sued for more than your policy limits. In this age of jumbo lawsuits, it makes sense to increase your protection. And the best way to do it is with an umbrella policy.
Carl: How does the umbrella policy work?
Faribo Insurance: This policy adds a layer of a million dollars (or more) of liability protection over and above your regular auto and homeowners liability insurance. It’s this “over and above” element that gives the umbrella policy its descriptive name.
Faribo Insurance: It’s easy. Just give me a call at 888-923-0430, email me or use our Quick Quote Insurance form and I’ll promptly prepare a special proposal for you. I’m sure you’ll like what you see.
